Section 12 of the NDIC Act 16 of 2006 provides that subject to stated
conditions, part of the NDIC's surplus can be applied to reduce premium payable
by insured institutions.
Furthermore, the NDIC already applied differential
premium assessment for the banks and PMBs.
However, the NDIC is
considering adopting DPAs for the MFBs such that premium payable by
such Institutions would be based on their risk profile.